Fine Print Doctor
Independent bonus guides · 2026

We read the fine print so you collect all of it.

Every sign-up bonus advertises a big number and pays most people the small one. The difference lives in the fine print: hidden deadlines, tier cliffs, excluded actions. We read the actual terms of each offer and hand you the full map, so you collect everything your signup qualifies for.

Browse the offers How we work
Realistic numbers first Ceilings labeled as ceilings Every trap listed
Fully examined

The offers, with the fine print read

Each guide shows what you actually get, what the ceiling really requires, and the conditions that quietly zero the bonus out. Realistic value first, always.

N Nexo The big one
$5–$600in NEXO Token; $600 is the $100k ceiling

Move $5,000+ within 45 days. Three separate payouts (deposit, exchange, borrow); most people collect only the smallest.

Paid in: Volatile token ~45 days High bar, high ceiling
Read the full guide
B Binance.US The easy one
$10 + $10you and your friend, flat

Trade $100 within 30 days of verification. That is the whole requirement.

Paid in: Cash (USD) Days Low effort
Read the full guide

In the examination room

Guides we are writing now. Each one goes live only after we have verified the current terms on the official pages.

R Robinhood Coming soon

Referral free stock: reading the odds fine print now.

C Coinbase Coming soon

Referral BTC bonus: verifying current terms.

W Webull Coming soon

Free shares: deposit tiers under the microscope.

S SoFi Coming soon

Bank + invest bonuses: direct-deposit tiers are messy.

M Moomoo Coming soon

Share bundles: the holding rules need a careful read.

The method

How every guide gets written

The same three-step examination, for every offer, before a single word of advice.

1. Read the actual terms

Not a blog post about the terms. The program's own current rules, verified on the official page, with the verification date printed at the bottom of the guide.

2. Find where the money hides

Most bonuses are several payouts wearing one headline. We map every payout, its deadline, its excluded actions, and the tier cliffs where one dollar changes everything.

3. List the traps before the button

Every way people lose the bonus goes on the page above the signup link, not below it. If an offer only makes sense for money you were moving anyway, the guide says so.

Why trust this site

Honest by construction

What we always do

  • Lead with the realistic number, not the ceiling. The $600 headline gets labeled "the $100k ceiling" in the same sentence.
  • List every bonus-killing condition before any signup button.
  • Print the date the terms were last verified on every guide.
  • Disclose referral links plainly on every page that has one.

What we never do

  • Imply everyone gets the maximum. Almost nobody does; the guides show what most people actually collect.
  • Recommend moving money just to chase a bonus. If it only works for money already headed there, we say exactly that.
  • Hide the downsides. Regulatory history, volatile-token payouts, and missing FDIC insurance are stated up front.
Fair questions

About this site

What is Fine Print Doctor?
An independent guide to sign-up and referral bonuses. Every offer page reads the actual program terms, shows the realistic payout next to the advertised ceiling, and lists the conditions that quietly shrink or void the bonus.
Why do most people collect less than the advertised bonus?
The advertised number is usually a ceiling behind conditions in small text: deposit tiers, holding periods, excluded actions, hidden deadlines. Do only the obvious step and you get the minimum. The guides map every payout condition so nothing is left unclaimed.
How does this site make money?
Some guides contain a personal referral link. Sign up through one and qualify, and the program pays a referral reward at no cost to you, and usually pays you the same or more. Every page discloses this, and the advice never depends on it.
Do referral links change what I get?
No. For every offer here, the bonus table is identical for every link and code. Anyone claiming a "special code with a bigger bonus" is making it up; the guides tell you when that scam is circulating for an offer.
Are sign-up bonuses taxable?
In the US, generally yes: taxable income at fair market value when received, and platforms may issue tax forms. Note the date and value when a bonus lands. General information, not tax advice.

Collect the whole thing

Pick an offer that fits something you were already doing, read its guide for five minutes, and collect the full bonus instead of the default minimum. That is the entire idea.

Browse the offers